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College Planning

Establish Savings For Your Children's Future

A college education is a tremendous gift for your children, but it comes at a significant cost, often exceeding $80,000. This financial burden can be daunting. We're here to help you outline your educational goals and strategically manage your savings and investments to work towards them. This way, you can be assured that you have a solid plan for your children's future.

How College Planning Works

An array of college savings plans are available and we can help you choose and maximize the right plan for you and your family.

529 Savings Plan:

A state-sponsored initiative. The funds you deposit and the earnings they generate are both tax-free, making it a highly advantageous option for college savings.

ESA's:

Education Savings Accounts are similar to 529 College Saving Plans, but there is usually a cap on the amount of money a person can deposit, and also, the contributor can't exceed a specific income level.

Savings Account:

With interest rates high, you can get a decent interest rate with a traditional savings account. This is also a good option if you think you might need access to the funds for other purposes.

Custodial Account:

Anyone, a friend, parent, or grandparent, can open a custodial account and deposit funds. They're able to oversee the investment while the child is a minor. Once the child reaches a specific age, such as 18 or 21, they have control over the funds.

Partner With Us Today

Whether you intend to further your education, or finance that of loved ones, paying tuition fees should never destabilize you financially. We can help you navigate the complexities of education planning and build a solid foundation to send your child to college.


*Prior to investing in a 529 Plan investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing. 

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